Thinking about heading to Australia? Planning your next adventure? Ensuring you have comprehensive travel insurance is an absolute must. Whether you’re exploring the outback, diving into the Great Barrier Reef, or simply soaking up the urban vibes, having the right travel insurance is crucial. Let’s dive into the essentials of travel insurance Australia, from costs and coverage options to understanding why it’s worth every penny. So, if you’re ready to secure your journey, let’s get started.

How much is travel insurance Aus?

Travel insurance prices in Oz fluctuate based on your travel plans, your own age, and the cover you reckon you’ll need. Typically, you’d be looking at about 30 to 150 bucks for basic cover on a week-long trip. Remember, choosing a policy ain’t just about the cost, but also about ensuring you’re sorted for your specific holiday needs. It pays to shop around and compare holiday insurance to get the best deal for your adventure down under or abroad.

Can foreigners buy travel insurance in Australia?

Yes, international visitors can certainly purchase inbound travel insurance policies when heading to and touring around Australia. These plans offer coverage for a range of scenarios that might happen during your stay, from health-related issues to travel disruptions.

Why is Australian travel insurance so expensive?

Travel insurance in Australia has become dearer, mate, as we’re navigating through a post-pandemic era marked by heightened concerns and increased claims. The insurers have had to bump up the prices to effectively shoulder the amplified risks associated with COVID. Coupled with the biting effects of inflation affecting claim settlements, it’s not just about covering the cost of a potential holiday hiccup, but ensuring comprehensive safeguarding against an uncertain global health landscape. So when you’re planning your next trip, factor in that extra bit for peace of mind, because the world we’re jet-setting in is a tad more unpredictable than before.

Who is best for travel insurance?

When choosing a policy for your holiday, the best cover for you will depend on individual needs. If you’ve got pre-existing medical conditions, AllClear is highly regarded. For comprehensive all-around cover, The AA shines. For those over 50, Saga specialises in catering to your demographic. For those keen on extras with their package, Santander stands out. Cruise enthusiasts might find Just Travel Cover* tailors specifically to nautical adventures. And if you’re heading to the slopes, InsureandGo* is known for robust winter sports options. Remember to compare coverage benefits to ensure your journey down under or abroad is as smooth as possible.

Who is the best and cheapest travel insurance?

When scouting for the foremost and most economical travel cover Down Under, Travelex Insurance tops the list, offering a balance of comprehensive protection at a fair dinkum price. Faye provides a full digital experience for those who prefer to sort everything online. If you’re setting sail, Nationwide Travel Insurance is the go-to for cruising enthusiasts.

Seven Corners comes in strong for leisure travellers looking for tailored options, while Trawick International Travel Insurance shines for those hitting the books abroad, with policies that cater especially to students. Keep in mind, the right choice for you will hinge on your individual travel plans, destination, and what you value most in a policy.

Is Allianz good travel insurance?

Allianz is a solid choice for travel insurance down under, with a range of policies suiting diverse trip needs. Whether you’re after an annual policy covering multiple jaunts or single-trip insurance for that one-off getaway, Allianz has your back. Their OneTrip Basic is a wallet-friendly pick for essential coverage, securing a hefty 4.1 out of 5 in our assessments. So, if you’re gearing up for an Aussie adventure or heading overseas, you might want to consider Allianz for that extra peace of mind. More info

Do I need travel insurance?

Certainly, securing travel insurance is a smart move when heading off on holiday, especially if you’re going it alone. Without it, you could be left in the lurch trying to manage unexpected snags or emergencies without assistance. Think of it as a crucial part of your travel kit, much like your passport or tickets – it’s there to help ensure your Aussie adventure doesn’t come with unwanted surprises.

What travel insurance do I need to go to Australia?

G’day! For your Aussie adventure, make sure you’re sorted with a comprehensive worldwide travel insurance policy, making certain that Australia is included in the coverage, along with any other spots you plan to visit. You’ll want to ensure it covers medical expenses, cancellations, and any activities like snorkelling in the Great Barrier Reef or hiking in the Outback. It’s a ripper idea to check the fine print for emergency evacuation and 24-hour assistance too, just to be safe as houses.

Remember, it’s not just about having a policy – it’s having the right one. So, get one that suits your itinerary down to the ground, because peace of mind is part of the ticket to a bonza trip Down Under!

Is travel insurance worth it in Australia?

Travel insurance can offer a safety net while you’re in Australia, covering unforeseen expenses from flight disruptions to emergency healthcare. Opting for a policy that suits your trip can help claw back costs associated with cancellations, mislaid luggage, and accidental injuries, giving you peace of mind as you explore Down Under. It’s worth weighing these potential risks against the cover offered to decide if it’s the right fit for your Aussie adventure.

Can I buy travel insurance after departure Australia?

Certainly! Even if you’re an Aussie traveller who’s already departed and find yourself abroad without cover, it’s not too late to secure travel insurance. Firms like Insure4Less have options tailored for those who’ve already set off on their journey, ensuring you can still arrange the necessary protection. It’s a common scenario to forget this crucial step in the flurry of trip preparations, but thankfully, acquiring travel protection post-departure is still an option. So, rest assured, you can obtain the insurance you need to safeguard your travels, even from afar.

What is not covered by Medicare Australia?

Bearing in mind that when you’re gearing up for a trip around Australia or heading overseas, Medicare won’t cover aspects like overseas medical costs, which is where travel insurance steps in. Moreover, services such as optical needs, dental treatment, physiotherapy, and specialized hearing devices aren’t included in your Medicare benefits. If you’re considering a private room in hospital or ambulance transport, these costs will fall outside the Medicare system, too. For these health care facets, it’s worth considering a private health insurance policy that fills those coverage gaps to keep your adventures worry-free.

Which insurance is best for visitors to Australia?

For visitors heading Down Under, Atlas Travel Insurance offers cost-effective worldwide protection, making it a top choice for comprehensive cover. Americans jetting off to Australia might prefer GeoBlue Voyager Insurance, which, although a bit pricier, provides extensive coverage with additional benefits. Make sure to fetch a few quotes from these insurers to ensure you’re getting the best deal for your Aussie adventure.

Do I need travel insurance for visitor visa Australia?

While securing travel insurance isn’t a mandatory criterion for obtaining a visitor visa in Australia, it’s highly advisable to consider Overseas Visitors Health Cover (OVHC) for your journey Down Under. This way, should you require medical attention, your health coverage will assist in shouldering the costs for many of the necessary treatments you might need. Indeed, it’s a smart move to ensure peace of mind whilst exploring the sights and experiences Australia has to offer.

What is the best health insurance for foreigners in Australia?

Cigna Global Medical Insurance stands out for expats and international visitors seeking comprehensive health cover Down Under. It’s favoured for its worldwide coverage and cost-effective premiums, ensuring peace of mind while you’re on Aussie soil. You’ll find their service top-notch, which is essential when navigating the healthcare system in a new country. Whether you’re in Sydney, Melbourne, or outback Queensland, having reliable medical insurance is a smart move for every traveller.

What is the most expensive insurance in Australia?

In Australia, when it comes to travel cover and health security plans, the priciest options tend to be Gold hospital policies. Depending on the state you’re in, the costs can vary quite a bit – for instance, NIB Suncorp’s Gold Hospital cover in Victoria sits at the top with a cost of $3900. In Queensland, you’re looking at HBF’s Gold Hospital Elevate policy for $3840. If you’re in South Australia, HCF’s Premium Gold will set you back $3200, and over in Western Australia, the same policy from HBF is at $3360. It’s interesting to note that the Northern Territory offers a slightly less steep premium with Mildura’s Five Star Gold F4A policy coming in at $2540. These figures represent some of the highest tiers of healthcare protection you can secure for peace of mind while travelling in and out of Australia.


In conclusion, when planning your trip to Australia, it’s crucial to recognize that travel insurance isn’t just an optional extra—it’s a necessity. With the unpredictability of global health concerns and the potential for travel disruptions, having a robust policy can provide the peace of mind needed to fully enjoy your Aussie adventure. Whether it’s covering medical expenses, ensuring smooth sailing for your activities, or safeguarding against mishaps, the right travel insurance tailored to your needs in Australia is a vital part of your travel preparations. So, before you embark on your journey, take the time to find the best coverage that matches your itinerary, ticking off this essential item from your travel checklist.